Converting 529 To Roth Ira In 2025. As of 2025, it’s possible to roll unused 529 plan funds into a roth ira without penalty. Starting in 2025, you can roll unused 529 plan funds to a roth individual retirement account, without taxes or penalties.
How to convert a 529 plan to a roth ira. A new law allows you to transfer unused 529 funds into a roth individual retirement account (ira).
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